Explore Project Topics on: the impact of credit management on banks performance

ABSTRACT Poor credit management and its effect is a contemporary issue, affecting banks adversely. In fact it is the reason why many bank records losses and become bankrupt and distressed. The methodologies employed appropriate sample plan and size as well a data analysis done with regression model as well as simple percentage and chi-square. Base... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 Background to the Study The Financial institutions generally serve as financial intermediation. This form of asset intermediation is required to ensure that funds are moved from the surplus economic units to deficit economic units within the... Continue Reading

The study tends to verify if there's any relationship with credit managements and banks performance which took into consideration the study of 10 listed banks in Nigeria and their 5years financial statements.  CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDYThe United States Supreme Court (Austen) in 1899, defined a bank as an institution,... Continue Reading

ABSTRACT The purpose of the study was to establish the effect of risk management on Loan performance in commercial banks in Mogadishu Somalia. The objectives were to assess the effect of risk identification on Loan performance of commercial banks in Mogadishu Somalia, to determine the effect of risk assessment on Loan performance of commercial... Continue Reading

The study tends to verify if there's any relationship with credit managements and banks performance which took into consideration the study of 10 listed banks in Nigeria and their 5years financial statements. CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDYThe United States Supreme Court (Austen) in 1899, defined a bank as an institution,... Continue Reading

ABSTRACT This study is focused on the impact of effective credit management on the profitability of commercial banks. The study is divided into five chapters. Chapter one deals with introduction, general over view of the study, statement of problems, objectives of the study, limitation and definitions of the terms. Chapter two consist of general... Continue Reading

  ABSTRACT  The study aimed at assessing the efficiency of credit risk management on banks performance. Secondary source of data were used for the study. Correlation Coefficient and regression analysis were used in testing the hypotheses. The study concludes that credit risk affect the performance of Union Bank of Nigeria Plc and that to... Continue Reading

  ABSTRACT  The study aimed at assessing the efficiency of credit risk management on banks performance. Secondary source of data were used for the study. Correlation Coefficient and regression analysis were used in testing the hypotheses. The study concludes that credit risk affect the performance of Union Bank of Nigeria Plc and that to... Continue Reading

ABSTRACT Credit risk management is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the effect of credit risk management on the performance of banks in Nigeria with particular reference to Zenith Bank Kabuga branch. The importance... Continue Reading

TABLE OF CONTENTS DECLARATION ........................................................................................................................ .i APPROVAL ................................................................................................................................ ii DEDICATION... Continue Reading

TABLE OF CONTENTS DECLARATION ............................................................................................................... i APPROVAL .................................................................................................................... ii LIST OF TABLES... Continue Reading

INTRODUCTION 1.9BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of... Continue Reading

INTRODUCTION 1.9 BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of... Continue Reading

INTRODUCTION 1.9 BACKGROUND OF STUDY The banking industry has been known for its intermediary role in providing financial assistance (credit) needed in the economy. this role of financial intermediation is carried out in so many ways. First to be mentioned is the granting of loans and advances to customers which constitutes the major part of... Continue Reading

THE INCIDENCE OF BAD DEBTS AND CREDIT MANAGEMENT IN NIGERIA COMMERCIAL BANKS TABLE OF CONTENTS CHAPTER ONE 1.1 Background of the study: 1.2 Statement of problem: 1.3 Objective of the study: 1.4 Significance of the study: 1.5 Scope and limitation of the study: 1.6 Definition of terms: 1.7 Reference: CHAPTER TWO 2.0 literature review: 2.1 Government... Continue Reading

CREDIT MANAGEMENT IN NIGERIA COMMUNICIAL BANKS (A CASE STUDY OF FIRST AND UNION BANKS OF NIGERIA) PROPOSAL Granting of credit is risky and which has to be revise as the most important risk which Nigeria banks face, Therefore, is the risk which could cause a loss for a bank due default by customers in meeting their obligation. In order to organize... Continue Reading

(A CASE STUDY OF UBA PLC)   ABSTRACT The aim of this study is to examine the pattern of credit risk management and the consequential effect of bad, doubtful and uncollectible debts. In most banks, colossal debt burden has continued to mount pressure on their ability to balance liquidity in value asset... Continue Reading

CREDIT MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF FIRST AND UNION BANKS OF NIGERIA) PROPOSAL Granting of credit is risky and which has to be revise as the most important risk which Nigeria banks face, Therefore, is the risk which could cause a loss for a bank due default by customers in meeting their obligation. In order to organize... Continue Reading

CREDIT MANAGEMENT IN NIGERIA COMMERCIAL   BANKS (A CASE STUDY OF FIRST AND UNION BANKS OF NIGERIA)  PROPOSAL Granting of credit is risky and which has to be revise as the most important risk which Nigeria banks face, Therefore, is the risk which could cause a loss for a bank due default by customers in meeting their obligation. In order to... Continue Reading

A CASE STUDY OF UNION BANK OF NIGERIA PLC ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into non-performing... Continue Reading

              AN ASSESSMENT OF RISK MANAGEMENT AND CREDIT ADMINISTRATION IN BANKS  CHAPTER ONE INTRODUCTION 1.1    Background of the Study Risk Management is the identification assessment and prioritization of risks. It is the effect of uncertainty on objectives, whether positive or negative followed by coordinated and economic of... Continue Reading

ABSTRACT The purpose of this study is to examine credit risk management and bank profitability in Nigeria.  The study employ secondary data collected from some selected quoted banks in the Nigerian Stock Exchange for the periods of 2008 to 2012 for the empirical analyses. The empirical... Continue Reading

(A CASE STUDY OF UNION BANK OF NIGERIA PLC) ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks.   The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into... Continue Reading

AN ASSESSMENT OF CREDIT MANAGEMENT IN NIGERIA COMMERCIAL BANKS (A CASE STUDY OF UNION BANK OF NIGERIA PLC) ABSTRACT The purpose of this research is to examine the impact of credit management on commercial banks. The introduction of the prudential guideline in banking industry, the volume and value of loans and advances classified into... Continue Reading

A BSTRACT One of the major problems confronting the Nigerian banking industry today is the increasing incidence of loan defaults and consequent loan losses which manifested on the profitability of the banks, with huge uncollectible loans and advances. This study therefore, examines the effects of loans and advances on the profitability of Nigerian... Continue Reading

ABSTRACT This research is on the impact of bank credit in the Nigeria economy, A case study of first bank plc and Zenith bank plc Ekwulobia. Objectives of the study includes: to determine the extent to which the various banks credits has been felt in the Nigeria economy, t access the level of knowledge of the various credits facilities provided by... Continue Reading

A BSTRACT Recent reports have traced bank failures across the country to rising “toxic assets” in commercial banks’ loan portfolio. Poor credit appraisal techniques that have seen credit exposures turn bad, no doubt, largely accounts for this rising level of non-performing loans .  This development not only threatens the viability and... Continue Reading

Abstract Client credit arises when there is a time lag between the delivery of goods and services and when payment is paid or received from the customer (Kakuru 2000). It's philosophy of lend now and receive payment later. Most commercial Banks offer loans to their customer and expect repayment on a future date (Atim, 1997) There is risk... Continue Reading

ABSTRACT The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and doubtful debts.  Besides a cursory look at the annual statement of most... Continue Reading

TABLE OF CONTENTS Title page:  =  =  =  =  i Approval page: =  =  =  =  ii Dedication: =  =  =  =  iii Acknowledgment:  =  =  =  iv Abstract:  =  =  =  =  v Table of contents:  =  =  =  vi CHAPTER ONE  1.1 Background of the study:  =  =  1 1.2 Statement of problem:  =  =  2 1.3 Objective of the study:  =  =  3... Continue Reading