Explore Project Topics on: effects of debt management on the profitability in commercial banks in Nigeria

ABSTRACT The study is a descriptive survey designed to examine efficient liquidity management and its impact on profitability of commercial banks in Nigeria. A total of fifty  respondents were selected from First Bank of Nigeria Plc Warri branch in Delta State to form a sample size. A test and retest method was used to determine the  reliability... Continue Reading

ABSTRACT The study is a descriptive survey designed to examine efficient liquidity management and its impact on profitability of commercial banks in Nigeria. A total of fifty respondents were selected from First Bank of Nigeria Plc Warri branch in Delta State to form a sample size. A test and retest method was used to determine the reliability of... Continue Reading

Every business takes birth, survives and grows with the consent and co-operation of the society.  The society provides inputs to the business and accepts its output. Naturally the business owes  everything to the society. Corporate Social Responsibility denotes organizations’ willingness to  take responsibility and accountability for the... Continue Reading

ABSTRACT The Nigeria Banking sector has witnessed a lot of set back in the last decade. This is as a result of series of huge bad debts which resulted to many banks going into liquidation. Undue mergers and acquisition has taken place in an effort to cope with the challenges of existence and survival as a result of financial distress which is... Continue Reading

1.0INTRODUCTION  1.1BACKGROUND OF THE STUDY   Bad debt can be define as those credit facilities that banks grant to its customers, but for some inherent weaknesses, the full or part thereof can not be recovered due to creditors (banks), but full recovery of such debt is considered impossible.  Bad debt can also be looked at as credit granted to... Continue Reading

1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY Bad debt can be define as those credit facilities that banks grant to its customers, but for some inherent weaknesses, the full or part thereof can not be recovered due to creditors (banks), but full recovery of such debt is considered impossible. Bad debt can also be looked at as credit granted to the... Continue Reading

ABSTRACT The Nigeria Banking sector has witnessed a lot of set back in the last decade. This is as a result of series of huge bad debts which resulted to many banks going into liquidation. Undue mergers and acquisition has taken place in an effort to cope with the challenges of existence and survival as a result of financial distress which is... Continue Reading

ABSTRACT In the ordinary course of lending banks incur load debts which are charged against the income generated by the cause for bad and doubtful debts. Besides, a cursory look at the annual statement of most commercial banks relatively provide for bad debt more than the... Continue Reading

ABSTRACT This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it. In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge... Continue Reading

ABSTRACT This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it. In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge of collapse, because of the impact and effects of bad debt and its... Continue Reading

ABSTRACT This research work will address the issue of lending problem loans (Bad debt) and also the techniques of minimizing it. In the ordinary course of lending, Banks increase bad debt, which are charged against the income generated. Indeed many banks are at the verge of collapse, because of the impact and effects of bad debt and its... Continue Reading

ABSTRACT This study is focused on the impact of effective credit management on the profitability of commercial banks. The study is divided into five chapters. Chapter one deals with introduction, general over view of the study, statement of problems, objectives of the study, limitation and definitions of the terms. Chapter two consist of general... Continue Reading

A BSTRACT One of the major problems confronting the Nigerian banking industry today is the increasing incidence of loan defaults and consequent loan losses which manifested on the profitability of the banks, with huge uncollectible loans and advances. This study therefore, examines the effects of loans and advances on the profitability of Nigerian... Continue Reading

TABLE OF CONTENTS CHAPTER ONE: INTRODUCTION 1.1 Background to the study - - - - - - - - 1.2 Statement of Research problem - - - - - - - 1.3 Objectives of the study - - - - - - - - 1.4 Research hypothesis - - - - - - - - 1.5 Scope of the study - - - - - - - - 1.6 Significance of the study -... Continue Reading

CHAPTER ONE INTRODUCTION 1.1           Background to the Study                                                                                            In every economy the banking sector is considered to be the vital source of financing economic... Continue Reading

ABSTRACT This research work investigate the main determinants of commercial banks profitability in Nigeria. The specific objective of this study are to: Examine the relationship between inflation and commercial banks profitability. Investigate if there is a relationship between interest... Continue Reading

TABLE OF CONTENT Title Page Certification Dedication Acknowledgement Table of contents 1.0   CHAPTER ONE: INTRODUCTION 1.0    Introduction 1.2    Statement of the problem 1.3    Objective of the study 1.4    Scope of the study and limitation 1.5    Significance of the study 1.6    Plan of the study 1.7    Definition of terms... Continue Reading

TABLE OF CONTENTS DECLARATION ............................................................................................................................ I .. APPROVAL ................................................................................................................................. II DEDICATION... Continue Reading

ABSTRACT Bank is an organization that provides various financial services as well as keeping or lending of money to customers. Banks also perform their credit function by extending loans and credit to meet the needs of the... Continue Reading

(A CASE STUDY OF FIDELITY BANK PLC) CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Internet banking is one of the gifts to human beings by computer technology. Use of computers have automated banking process and thus has given birth to internet. Internet is a fast... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 Background of the study The importance of managing the economy effectively cannot be over emphasized.ICT has the power to change, transform lives, influenceeconomic activities and the society. The banking sector is not an exception of this whole change and transformation. Just as the entrance of God’s word gives... Continue Reading

(A CASE STUDY OF FIDELITY BANK PLC)   CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY The importance of managing the economy efficiently cannot be over emphasized. The monetary authorities, by controlling the supply of money, maintain price stability and... Continue Reading

(A CASE STUDY OF GTB PLC) ABSTRACT This research work seeks to examine the impact of corporate social responsibility on bank performance on the commercial banks in Nigeria. Time series data from 2004 to 2013 were computed from the financial statements... Continue Reading

ABSTRACT The economic policies or interpretation of such policies has always left a key question unanswered, how much authorities do such policies allow the banks to use their powers to lend, to made remarkable impact in the overall economic situation in the country. Like in banks in most developing economic (Nigeria inclusive) the role of... Continue Reading

(A CASE STUDY OF GUARANTY BANK PLC, KADUNA) CHAPTER ONE INTRODUCTION 1.1     Background of the Study To every nation, the existence of banking industry is inevitable. This necessitates the need for deposit and credit mobilization. Osayeme (1936) reported that lending has... Continue Reading

INTRODUCTION 1.1STATEMENT OF THE PROBLEM  The impact of monetary banks in Nigeria economy. The term monetary policy can be defined as the combination of measures designed to regulate the supply of money in an economy. It is specifically designed to regulate the availability of credit in order to attain staffed objectives.  It involves the... Continue Reading

INTRODUCTION 1.1 STATEMENT OF THE PROBLEM The impact of monetary banks in Nigeria economy. The term monetary policy can be defined as the combination of measures designed to regulate the supply of money in an economy. It is specifically designed to regulate the availability of credit in order to attain staffed objectives. It involves the expansion... Continue Reading

CHAPTER ONE  RESEARCH DESIGN  1.1 INTRODUCTION   In the era when planned economic development has been identified as a means of achieving economic take-off in developing countries, the study of some key institutions is imperative. This study is on the banking sector. Thus “An Evaluation of the Effect of Interest Rate on the Profitability of... Continue Reading

CHAPTER ONE  RESEARCH DESIGN  1.1INTRODUCTION   In the era when planned economic development has been identified as a means of achieving economic take-off in developing countries, the study of some key institutions is imperative. This study is on the banking sector. Thus “An Evaluation of the Effect of Interest Rate on the Profitability of... Continue Reading

ABSTRACT This study is aimed at ascertaining the impact of internet banking services expenditure on the profitability of commercial banks in Nigeria; with the focus on Zenith Bank Plc. Internet technology holds the potential to fundamentally change banks and the banking industry. Its objective is to examine the relationship between mobile banking... Continue Reading