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(ISLAMIC BANKING)   CHAPTER ONE INTRODUCTION 1.1   BACKGROUND TO THE STUDY         The most recent and significant development in the banking industry is the emergence of Islamic Banking System and Interest-Free Banks (IFBs) in Nigeria... Continue Reading
ABSTRACT This research topic is on risk analysis and financial management in commercial banks, the case study being an Islamic bank, Islamic banks are well known for interest free banking, as a result of this interest free banking, most Islamic banks resort to asset lending or business financing. This project aims to assess the type of risks that... Continue Reading
THE IMPACT OF CENTRAL BANK ON NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED BANK (A case study of Union Bank of Nigeria PLC) ABSTRACT The prudential guidelines for licensed banks which are based on global banking standards, imposed far- reaching requirements in the classification of risk assets and provision for bad doubtful... Continue Reading
ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading
ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading
ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading
ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading
CHAPTER ONE INTRODUCTION 1.1 STATEMENT OF THE PROBLEM Before the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”.  The following problems will be investigated in this study: (a) Did profit figures of the selected... Continue Reading
“THE IMPACT OF CENTRAL BANK OF NIGERIA PRUDENTIAL GUIDELINES ON THE FINANCIAL STATEMENT OF LICENSED: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC”. ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets... Continue Reading
ABSTRACT The banking industry in Nigeria is still highly regulated despite the increasing wave de –regulatory measles is sneeping across all facts of the life .The reason for this regulatory tendencies, are however, not far fetched for in the history of banking and economic of many nation ,banks have been the most widely regulated of all... Continue Reading
ABSTRACT The banking industry in Nigeria is still highly regulated despite the increasing wave de –regulatory measles is sneeping across all facts of the life .The reason for this regulatory tendencies, are however, not far  fetched for in the history of banking and economic of many nation ,banks have been the most widely regulated of all... Continue Reading
ABSTRACT This researcher work is a survey of an analysis of the effect of interest rate deregulation on the profitability of commercial banks. The research to work tried to find out among other objectives, the impact of deregulation of  interest rate policy on the profitability of commercial bank. In carrying out the research, the regression and... Continue Reading
ABSTRACT This researcher work is a survey of an analysis of the effect of interest rate deregulation on the profitability of commercial banks. The research to work tried to find out among other objectives, the impact of... Continue Reading
ABSTRACT Electronic banking system has become an important practice among commercial banks in Nigeria. The introduction of this electronic banking has improve banking efficiency in rendering services to customer, It was in line with this that the study aim at examine the impact of electronic banking system in Nigeria. Through the cluster sampling... Continue Reading
ABSTRACT Electronic banking system has become an important practice among commercial banks in Nigeria. The introduction of this electronic banking has improve banking efficiency in rendering services to customer, It was in line with this that the study aim at examine the impact of electronic banking system in Nigeria. Through the cluster sampling... Continue Reading
: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC”. ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and... Continue Reading
ABSTRACT The prudential guidelines for licensed banks which are based on globa banking standards, imposed far-reaching requirements in the classification of risk assets and provision for bad and doubtful debts. Since its introduction in November 1990 the implementation of the guidelines has had a profound impact on the operations of banks. In this... Continue Reading
ABSTRACT The purpose of this current study was to examine the impact of interest margin on the profitability of banks in Ghana with the focus on Fidelity Bank Ghana. Purposive sampling technique was use to select Fidelity Bank for the study. Secondary data (Annual reports of Fidelity Bank Ghana Limited for 2013-2017) was analyzed. Data was... Continue Reading
MARKET INTEREST RATES AND COMMERCIAL BANK PROFITABILITY: (A CASE STUDY OF FIRST BANK OF NIGERIA PLC (2000 – 2004) TABLE OF CONTENTS CHAPTER ONE: INTRODUCTION 1.1 Background of the study 1.2 Statement of the study 1.3 Objective of the study 1.4 Scope of the study 1.5 Significance of study 1.6 Research hypothesis 1.7 Definition of terms CHAPTER... Continue Reading
INTRODUCTION 1.1 BACKGROUND OF THE STUDY The Commercial Bank System shares a very important characteristic with other members of the financial sector and the rest of the business community; the desire to maximize profits and expand its share of the market. Commercial banks are profit-making enterprises and as such they share with other businesses... Continue Reading
INTRODUCTION 1.1BACKGROUND OF THE STUDY The Commercial Bank System shares a very important characteristic with other members of the financial sector and the rest of the business community; the desire to maximize profits and expand its share of the market.  Commercial banks are profit-making enterprises and as such they share with other businesses... Continue Reading
ABSTRACT This study assessed the impact of credit risk on the interest rate spreads in Stanbic bank. It was guided by three objectives including; examining the relationship between the loan security and interest rates of the bank, to examine the effect of loan monitoring and control on the interest rates of the bank and examining the effect ofloan... Continue Reading
ABSTRACT Online banking system has become an important practice among Commercial Banks in Nigeria. The introduction of online banking has improve banking efficiency in rendering services to customers, it was in line with this that the study aim to review the system design of the online Banking system of Access Bank Plc. Access Bank Plc Online... Continue Reading
ABSTRACT Online banking system has become an important practice among Commercial Banks in Nigeria. The introduction of online banking has improve banking efficiency in rendering services to customers, it was in line with this that the study aim to review the system design of the online Banking system of Access Bank Plc. Access Bank Plc Online... Continue Reading
INTRODUCTION Before the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”. The following problems will be investigated in this study: (a)Did profit figures of the selected commercial banks decrease significantly post... Continue Reading
INTRODUCTION Before the introduction of the prudential guidelines, according to CBN circular (1990) some banks were used to declaring huge but unrealized profit, otherwise referred to as “paper profit”.  The following problems will be investigated in this study: (a)Did profit figures of the selected commercial banks decrease significantly... Continue Reading
ABSTRACT The banking environment is rapidly changing and banking operation to have assumed a new dimension completion is common and customers needs and desire are becoming highly sophisticated hence the need for good purchasing strategies so as to survive. The researcher will collect both the primary and secondary data, the secondary data shall... Continue Reading
ABSTRACT  The banking environment is rapidly changing and banking operation to have assumed a new dimension completion is common and customers needs and desire are becoming highly sophisticated hence the need for good purchasing strategies so as to survive. The researcher will collect both the primary and secondary data, the secondary data shall... Continue Reading