Explore Project Topics on: Chapter two of the problem facing small and medium enterprises in obtaining bank loans

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF STUDY The issue of financing small and medium scale enterprises has been the center piece of discussions between the government and banks. While banks want to lend... Continue Reading

ABSTRACT This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu. It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme. This is because of their higher... Continue Reading

ABSTRACT This research work aims at investigating the problems encountered by small and medium scale enterprises in obtaining bank loans with particular reference to Union Bank Nig. Plc, Ogui Road, Enugu. It is a common knowledge that Banks often favour the large –scale industries in credit extension scheme.  This is because of their higher... Continue Reading

ABSTRACT This project work was carried out primarily to assess the role of commercial banks in financing small scale industries with particular reference to UBA Plc Awka Branch. In this exercise, two vital categories of functional areas were investigated. The two groups under investigation were the staff and customers of UBA. They were considered... Continue Reading

ABSTRACT This project work was carried out primarily to assess the role of commercial banks in financing small scale industries with particular reference to UBA Plc Awka Branch. In this exercise, two vital categories of functional areas were investigated. The two groups under investigation were the staff and customers of UBA. They were considered... Continue Reading

ABSTRACT Small and Medium enterprises are the catalyst for economic growth in most economies thus, the fundamental objective of this study is to investigate the impact of loans on Small and Medium Enterprises (SMEs) in Nigeria. So that the ability of SMEs to develop positively and drive economic growth in the Nigeria will become real. Simple... Continue Reading

1.1 Introduction The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have been... Continue Reading

1.1 Introduction    The author very conscious of the fact that responsibility for food lending rise with the banks and government and in the writing of this problem obtaining a banking loan by small scale industries from Nigeria banks which is intended to y-ray the difficulties encountered by bank customer in obtaining loan. I hope that have... Continue Reading

ABSTRACT This thesis investigates the Impact of Deposit Money Banks Loan on the Performance of Small and Medium Enterprises in Nigeria, between 1990 and 2014. The variables used for this study are secondary data generated from Central Bank of Nigeria (CBN) statistical bulletin, Volume 26, December 2014 and National Bureau of Statistics (NBS).... Continue Reading

ABSTRACT This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems. The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the commercial bank principles and practice of lending. The... Continue Reading

PROBLEMS OF OBTAINING BANK LOANS IN NIGERIAN BANKS ABSTRACT This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems. The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the... Continue Reading

ABSTRACT     This research aims at tracing the problems that borrowers do encounter while obtaining loans from banks and the causes of these problems.     The researcher trims to view these problem emanating from the borrower method of application vis-à-vis the central bank credit guidelines and the commercial bank principles and practice... Continue Reading

ABSTRACT This study, the effect of organizational challenges facing owners of medium enterprises in a recessive business environment in Enugu metropolis. The effect of organizational challenges were carefully examine and the aim of the study is to assess the organizational challenges facing owners of the medium scale enterprises in a recessive... Continue Reading

TABLE OF CONTENTS DECLARATION APPROVAL DEDICATION iii ACKNOWLEDGEMENT iv TABLE OF CONTENTS v LIST OF TABLES ix LIST OF FIGURES x LIST OF ACRONYMNS xi ABSTRACT xii CHAPTER ONE 1.0 Introduction 1.1 Background to the Study 1.1.1 Historical Perspective 1.1.2 Theoretical Perspective 3 1.1.3 Conceptual Perspective 4 1.1.4 Contextual Perspective 5 1.2... Continue Reading

THE IMPACT OF MICRO-FINANCE INSTITUTION IN THE PROVISION OF SHORT-TERM LOAN TO SMALL SCALE ENTERPRISES (A STUDY OF EKONDO MICROFINANCE BANKS LIMITED), CALABAR SOUTH LOCAL GOVERNMENT AREA. CHAPTER ONE INTRODUCTION Entrepreneurship is the foundation for small scale enterprises. Small scale enterprises are the key for economic growth and development.... Continue Reading

ABSTRACT The essence of this research was to determine the major constraints that influence the development of Micro and Small Enterprises in Mwiki Kasara . During the past two decades a lot of attention has been drawn to the important role that MSEs play in employment creation. The government and other key players have taken positive steps to... Continue Reading

THE ROLE OF BANK IN THE DEVELOPMENT OF SMALL AND MEDIUM ENTERPRISES IN NIGERIA : (A CASE STUDY OF UNITED BANK OF AFRICA PLC) ABSTRACT The purpose of the study is to show the role of bank in the development of small and medium enterprises in Nigeria. The researcher intends to carryout the case study of this topic at United Bank for Africa Plc, with... Continue Reading

Bank fraud, poor lending and credit management practices in the Nigerian banking sector forced the Central bank of Nigeria to revisit the capital structure of commercial banks in Nigeria. These among other things led the Central Bank of Nigeria (CBN) to give a directive that all banks should recapitalize from ₦ 2 billion to ₦ 25 billion with... Continue Reading

ABSTRACT The main thrust of this study is to investigate the relevance of accounting information in the published financial statements of corporate organizations in Nigeria to users. To achieve this objective, a sample of one hundred (100) respondents were selected in Benin City to represent the population. The study adopted a survey design, using... Continue Reading

IN KADUNA     ABSTRACT This research work is conducted on the role of bank of industry in the development of small and medium enterprises (SMEs). The aims and objectives of the study is to analyze the various role played by bank of industry in developing small... Continue Reading

Bank fraud, poor lending and credit management practices in the Nigerian banking sector forced the Central bank of Nigeria to revisit the capital structure of commercial banks in Nigeria. These among other things led the Central Bank of Nigeria (CBN) to give a directive that all banks should recapitalize from ₦ 2 billion to ₦ 25 billion with... Continue Reading

ABSTRACT The main thrust of this study is to investigate the relevance of accounting information in the published financial statements of corporate organizations in Nigeria to users. To achieve this objective, a sample of one hundred (100) respondents were selected in Benin City to represent the population. The study adopted a survey design, using... Continue Reading

Bank fraud, poor lending and credit management practices in the Nigerian banking sector forced the Central bank of Nigeria to revisit the capital structure of commercial banks in Nigeria. These among other things led the Central Bank of Nigeria (CBN) to give a directive that all banks should recapitalize from ₦ 2 billion to ₦ 25 billion with... Continue Reading

ABSTRACT The ever determining food production in Nigeria has prompted development or administration (military and civilian) both present and past to formulate programmed to ameliorate or arrest this situation. One of such programmed is the agricultural credit facilities scheme, which is being... Continue Reading

: A CASE STUDY OF OVIA NORTH EAST LOCAL GOVERNMENT AREA OF EDO STATE ABSTRACT The ever determining food production in Nigeria has prompted development or administration (military and civilian) both present and past to formulate programmed to ameliorate or arrest this situation. One of such... Continue Reading

ABSTRACT The ever determining food production in Nigeria has prompted development or administration (military and civilian) both present and past to formulate programmed to ameliorate or arrest this situation. One of such programmed is the agricultural credit facilities scheme, which is being... Continue Reading

ABSTRACT The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and competitive player in the African regional and global financial... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 INTRODUCTION Portharcout is a very busy town with lots of competition among the SMEs, the performance of SMEs is critically low because of some factors like limited capital for start up purposes; the research work... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Small and Medium Enterprises (SMEs) play a vital role in the development of national economy. Due to their importance and the crucial role they play in economic development and growth of the nation, much attention has been placed on financing of small and medium enterprises, since they are major... Continue Reading

CHAPTER ONE INTRODUCTION 1.1 Background To The Study The growth of the industrial sector of any economy is achieved through the interdependence and interrelationship among various business units. Growth has been defined as the numeric increase in the productive activities of a country. It is an increase in the amount of goods produced by all... Continue Reading